LEXINGTON, KENTUCKY — Rick Davies has been named Mortgage Loan Officer at First Security
Bank. He will be working with all mortgage clients and their home purchase, construction or
refinance needs in Lexington from the Banking Center located at 345 Ruccio Way.
“Rick has a vast amount of experience in mortgages. He is extremely knowledgeable and maintains
great relationships with his clients from application to close, and beyond. He truly wants to do what
is best for his clients and help them finance their most important asset – their home,” said Krista
Niehaus – Senior Vice President, Sales and Service Manager.
Davies joins First Security Bank with an extensive background in financial services and loans. He
has spent the last sixteen years working in different banking and lending institutions, where he has
developed a wealth of knowledge in mortgage lending. Davies also spends a large amount of time
working in the Lexington community. He is a Board Member for Reach, Inc. and volunteers with
Habitat for Humanity, Lexington Humane Society and God’s Pantry.
“I am so excited to work with First Security Bank. As a community bank, they really let me work
with the client to find the best loan program for them and their current situation. This is so
important when working with new buyers. Between my experience in matching loan with client’s
needs, and First Security’s willingness to work with the client, I could not be happier with this new
path,” stated Davies.
First Security Bank, with $600 million in assets and more than 125 employees, has 11 banking
centers in four major markets including Lexington, Owensboro and Bowling Green, Kentucky and